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Our Office
115 East Main Street, Suite A1B-9C
Buford, GA 30518
Directions
Call us today at 678-541-6770 for a free consultation
We are conveniently located close to the Mall of Georgia in historic downtown Buford in the old tannery building.
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Bankruptcy, Chapter 7, Chapter 13
A Chapter 13 bankruptcy is a debt consolidation and repayment plan. Most of your debts are consolidated into a single payment made at regular intervals determined by the court, usually based on how often you are paid. While you are in a Chapter 13 plan, you are protected from creditors by the courts until your debts are paid. A Chapter 13 plan stops foreclosures, repossessions, creditor harassment, garnishments and lawsuits.
A Chapter 7 Bankruptcy Case is called the Fresh Start Chapter. In this type of bankruptcy case, most of your debt is wiped out and you are given a fresh, clean slate to start over. A Chapter 7 case will stop creditor harassment, lawsuits, garnishments and lawsuits.
After the 2005 Bankruptcy code change, every individual who files for bankruptcy relief using a Chapter 7 or 13 must obtain a certificate of credit counseling from an approved credit counseling source: Here are a few companies to choose from: You can do the credit counseling by Phone, on the Web or in Person.
Directions to Court houses:
Northern District Courts:
Atlanta Division:
http://www.ganb.uscourts.gov/geninfo/division/atlanta.html
Gainesville Division:
http://www.ganb.uscourts.gov/geninfo/division/gainesville.html
Newnan Division:
http://www.ganb.uscourts.gov/geninfo/division/newnan.html
Rome Division:
http://www.ganb.uscourts.gov/geninfo/division/rome.html
Middle District Courts
Athens Division
http://www.gamb.uscourts.gov/athens.htm
Macon Division
http://www.gamb.uscourts.gov/macon.htm
Learn the value of your home:
http://cyberhomes.com/
Automobile Valuation:
http://www.nadaguides.com/Cars/Research-Center
Credit Counseling:
