Have you received letters from Attorneys saying a lawsuit or garnishment has been filed against you?  Well, you are not alone. Every week, lawsuits are filed by creditors who are seeking to recover money from debtors.  If you have received letter from attorneys, it probably means that you are either being sued or have already had a judgment entered against you and a garnishment has been filed against you. If a garnishment is filed against you, the creditor can garnish 25% of your wages.