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Our Office

115 East Main Street, Suite A1B-9C
Buford, GA 30518
Directions

 

Call us today at 678-541-6770 for a free consultation

 

or Book an appointment online at: https://koalendar.com/e/meet-with-ken-parker
 

We are conveniently located close to the Mall of Georgia in historic downtown Buford in the old tannery building in the Executive offices at Toast and Jam Community.
 

DEBT RELIEF

Living paycheck to paycheck is no way to go through life. If you are struggling with debt, avoiding answering the phone because its a debt collector or if your paycheck is being garnished, call me today for a free consultation. Bankruptcy doesn't have to be scary. I can help ease your financial burdens and give you peace of mind!
678-541-6770 or 404-378-0600.

Debt Relief

When should you consider Bankruptcy? Ask yourself if any of the below apply to you.

Bills are stacking up?
Are you living paycheck to paycheck?
Never answer the phone without checking caller ID?
Know your rights when talking to creditors?
Rarely have enough money to cover monthly bills?
Usually only pay the minimum payments or less?
Put off paying a bill because you have to put food on the table?
The phrase "robbing Peter to pay Paul" applies to you?
Can't afford to miss even a single day of work?
You can't see yourself getting out from under your debts?

Exemptions - In a Box

Exemptions ... In a BOX.

Every day, prospective clients call inquiring about bankruptcy options and one of the most asked questions is: Will I lose my property if I file a Chapter 7? Most of the time, the answer is NO.

Marriage and Bankruptcy

Recently, I’ve had a couple of clients come in who are about to get married and who were considering filing a Chapter 7 bankruptcy. The question they asked is: “Should they file bankruptcy before they got married or wait until afterward”.  In a lot of cases, it makes sense that a person would file a Chapter 7 before getting married.

Difference between Chapter 7 and Chapter 13 Bankruptcy

What is the difference between a Chapter 7 and Chapter 13 Bankruptcy?

Lien Stripping

If you have a second or third mortgage on your home, you may be eligible to strip the 2nd or 3rd lien off your home if your home is worth less that your current 1st mortgage. Lien Stripping is not a new idea in Bankruptcy but due to the current housing crisis, the practice is gaining ground. Lien stripping was not a common practice in the past mainly because most people has at least some equity in their home. Nowadays, with home prices falling, lien stripping may be an option for many people who are upside down with their mortgages.

Chapter 13 Plan Payments

A Chapter 13 is a Debt Repayment Plan. In a nutshell, a debtor’s debts are consolidated into a Chapter 13 plan and a payment plan is developed and must be approved by the Bankruptcy Court. The most common examples of debts that would be included in a Bankruptcy plan are credit cards, medical bills, car payments and mortgage arrearage. For Mortgages, this means the amount you are behind on gets put into the bankruptcy plan to allow you to keep your house. Beginning the month after your case is filed, you must make your current mortgage payments.

Foreclosure Tuesday - January 4, 2011

Foreclosure Tuesday:

 

Foreclosures

If your house is scheduled for a foreclosure and you are working on a loan modification, keep in mind that the loan modification process does not necessarily stop the foreclosure process. Several clients have come to our Law Firm and said they were working on a loan modification and they thought that meant the foreclosure would automatically stop. This is NOT the case! If you are facing foreclosure, you can use the power of the Federal Bankruptcy Court to stop the foreclosure through filing a Chapter 13 Bankruptcy case.